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Meezan vs Bank Alfalah card discounts

Which bank's cards save more, at the places both banks list.

By Abdullah Naeem · Published · Updated · Editorial policy

Meezan or Bank Alfalah: which saves more?

Meezan and Bank Alfalah both list 67 restaurants and cafés; 65 have a stated cap from each bank. On a Rs 5,000 bill there, Meezan's best card saves more at 20, Bank Alfalah's at 25, with 20 ties. Overall, Bank Alfalah wins more often. At the rest a cap is missing, so no winner is named.

Coverage is a separate question. Bank Alfalah lists offers at more places overall (312 against 301). A bank that wins on shared restaurants can still be the weaker choice if it is not listed where you actually eat. These figures compare each bank's best card; your own card may be a lower tier with a smaller cap.

Pick a restaurant in your city to compare your own cards on your bill.

Try your own bill in the discount calculator →

Side by side

Meezan and Bank Alfalah compared
MeasureMeezanBank Alfalah
Active offers729628
Places with offers301312
Restaurants and cafés192201
Restaurants with a calculable saving186196
Offers with a stated cap85%86%
Median best saving, Rs 5,000 restaurant billRs 2,000Rs 1,500
Debit cards listed (places)13 (293)17 (312)
Credit cards listed (places)None listed10 (311)

Cap coverage matters as much as the cap itself: an offer without a stated cap cannot be turned into a rupee estimate, so a bank with higher coverage gives you more certainty before you pay. Bank Alfalah states a cap on a larger share of its offers.

Restaurants both Meezan and Bank Alfalah list

For each shared restaurant or café, the highest calculable saving from any of the bank's cards on a Rs 5,000 bill. “Not calculable” means no card from that bank has both a fixed rate and a stated cap there. Showing the 25 places with the largest savings.

Shared restaurants and the best saving from each bank
PlaceMeezan best cardBank Alfalah best cardSaves more
Bar.B.Q TonightRs 2,000 · 40% · Meezan Bank Visa Infinite Debit CardRs 2,500 · 50% · Bank Alfalah Islamic Premier Visa Infinite Debit CardBank Alfalah
Cafe AylantoRs 2,000 · 40% · Meezan Bank Visa Infinite Debit CardRs 2,500 · 50% · Bank Alfalah Islamic Premier Visa Infinite Debit CardBank Alfalah
Cafe FloRs 2,500 · 50% · Meezan Bank Visa Infinite Debit CardRs 2,500 · 50% · Bank Alfalah Islamic Premier Visa Infinite Debit CardLevel
ChinaTown - LahoreRs 1,500 · 30% · Meezan Bank Mastercard World Debit CardRs 2,500 · 50% · Bank Alfalah Islamic Premier Visa Infinite Debit CardBank Alfalah
Chop Prime SteakhouseRs 2,000 · 40% · Meezan Bank Visa Infinite Debit CardRs 2,500 · 50% · Bank Alfalah Islamic Premier Visa Infinite Debit CardBank Alfalah
Colette By Xander'sRs 2,000 · 40% · Meezan Bank Visa Infinite Debit CardRs 2,500 · 50% · Bank Alfalah Islamic Premier Visa Infinite Debit CardBank Alfalah
Cote RotieRs 2,000 · 40% · Meezan Bank Visa Infinite Debit CardRs 2,500 · 50% · Bank Alfalah Islamic Premier Visa Infinite Debit CardBank Alfalah
Eggspectation Restaurant CafeRs 2,000 · 40% · Meezan Bank Visa Infinite Debit CardRs 2,500 · 50% · Bank Alfalah Islamic Premier Visa Infinite Debit CardBank Alfalah
EvergreenRs 2,000 · 40% · Meezan Bank Visa Infinite Debit CardRs 2,500 · 50% · Bank Alfalah Islamic Premier Visa Infinite Debit CardBank Alfalah
FuchsiaRs 2,000 · 40% · Meezan Bank Visa Infinite Debit CardRs 2,500 · 50% · Bank Alfalah Islamic Premier Visa Infinite Debit CardBank Alfalah
Golden CastleRs 1,000 · 20% · Meezan Bank Mastercard World Debit CardRs 2,500 · 50% · Bank Alfalah Islamic Premier Visa Infinite Debit CardBank Alfalah
Ideas CafeRs 1,500 · 30% · Meezan Bank Visa Infinite Debit CardRs 2,500 · 50% · Bank Alfalah Islamic Premier Visa Infinite Debit CardBank Alfalah
Jade CafeRs 1,500 · 30% · Meezan Bank Mastercard World Debit CardRs 2,500 · 50% · Bank Alfalah Islamic Premier Visa Infinite Debit CardBank Alfalah
Marigold RestaurantRs 2,000 · 40% · Meezan Bank Visa Infinite Debit CardRs 2,500 · 50% · Bank Alfalah Islamic Premier Visa Infinite Debit CardBank Alfalah
MizuRs 2,000 · 40% · Meezan Bank Visa Infinite Debit CardRs 2,500 · 50% · Bank Alfalah Islamic Premier Visa Infinite Debit CardBank Alfalah
Premo By XandersRs 2,000 · 40% · Meezan Bank Visa Infinite Debit CardRs 2,500 · 50% · Bank Alfalah Islamic Premier Visa Infinite Debit CardBank Alfalah
Rinas kitchenetteRs 2,000 · 40% · Meezan Bank Visa Infinite Debit CardRs 2,500 · 50% · Bank Alfalah Islamic Premier Visa Infinite Debit CardBank Alfalah
Saltage SteakhouseRs 2,000 · 40% · Meezan Bank Visa Infinite Debit CardRs 2,500 · 50% · Bank Alfalah Islamic Premier Visa Infinite Debit CardBank Alfalah
Sea Salt CoRs 2,000 · 40% · Meezan Bank Visa Infinite Debit CardRs 2,500 · 50% · Bank Alfalah Islamic Premier Visa Infinite Debit CardBank Alfalah
Spice BazaarRs 2,000 · 40% · Meezan Bank Visa Infinite Debit CardRs 2,500 · 50% · Bank Alfalah Islamic Premier Visa Infinite Debit CardBank Alfalah
The PatioRs 2,000 · 40% · Meezan Bank Visa Infinite Debit CardRs 2,500 · 50% · Bank Alfalah Islamic Premier Visa Infinite Debit CardBank Alfalah
Tuscany CourtyardRs 2,000 · 40% · Meezan Bank Visa Infinite Debit CardRs 2,500 · 50% · Bank Alfalah Islamic Premier Visa Infinite Debit CardBank Alfalah
Xander'sRs 2,000 · 40% · Meezan Bank Visa Infinite Debit CardRs 2,500 · 50% · Bank Alfalah Islamic Premier Visa Infinite Debit CardBank Alfalah
Bakers BoutiqueRs 2,250 · 45% · Meezan Bank Visa Infinite Debit CardRs 2,250 · 45% · Bank Alfalah Islamic Premier Visa Infinite Debit CardLevel
BukharaRs 2,250 · 45% · Meezan Bank Visa Infinite Debit CardRs 2,250 · 45% · Bank Alfalah Islamic Premier Visa Infinite Debit CardLevel

By city

Restaurant and café coverage in the four cities where the two banks list the most places together.

Coverage by city
CityMeezanBank AlfalahBoth
Lahore869929
Karachi986733
Islamabad275214
Faisalabad18145

Linked numbers open that bank's page for the city, with its places and cards there.

Best Meezan and Bank Alfalah cards for restaurants

The top three cards from each bank, ranked by median saving on a Rs 5,000 restaurant or café bill (at least ten calculable places).

Meezan

Top Meezan cards for dining
#CardTypeMedian on Rs 5,000Median on Rs 10,000Calculable / listed places
1Meezan Bank Visa Infinite Debit CardDebitRs 2,000Rs 3,000183 / 189
2Meezan Bank Mastercard World Debit CardDebitRs 1,500Rs 3,000182 / 188
3Meezan Bank Platinum Mastercard Debit CardDebitRs 1,000Rs 2,000128 / 133

Bank Alfalah

Top Bank Alfalah cards for dining
#CardTypeMedian on Rs 5,000Median on Rs 10,000Calculable / listed places
1Bank Alfalah Islamic Premier Visa Infinite Debit CardDebitRs 1,500Rs 3,000184 / 189
2Bank Alfalah Premier Visa Infinite Credit CardCreditRs 1,500Rs 3,000184 / 189
3Bank Alfalah Premier Visa Infinite Debit CardDebitRs 1,500Rs 3,000183 / 188

Meezan has no credit card offers in the catalogue, so for its customers the comparison is debit card against debit card. See the debit card ranking and the credit card ranking for every bank.

How this comparison works

We use each bank's highest calculable saving at each place, from any of its cards, on one Rs 5,000 bill: the smaller of bill × rate and the card's stated cap. “Up to” rates and offers without a stated cap are never turned into rupees, and a winner is only named where both banks have a calculable figure. Coverage counts distinct places with an active offer. Days, branches, minimum spend and order type can still rule an offer out on a given visit. How bank discounts work.

Other comparisons: HBL vs Meezan, HBL vs Bank Alfalah, HBL vs UBL, UBL vs MCB, Standard Chartered vs HBL.