HBL offers at 169 places in Karachi
HBL card offers are listed at 169 of the 1,005 places with any card offer in Karachi, across 17 card products. At 129 of them at least one card has a fixed rate and a stated cap, so the saving can be estimated before you pay. The largest estimate on a Rs 5,000 bill is Rs 2,000 at Angeethi, with a 40% offer on the HBL Visa Infinite Credit Card.
A city listing does not prove every branch participates. Check the day, exact card, cap and branch before ordering. Compare all HBL offers or every bank in Karachi.
Where HBL cards save the most in Karachi
The highest estimated saving on one Rs 5,000 bill at each place, from any HBL card with a fixed rate and a stated cap. Your own card may have a smaller cap.
| Place | Category | Saving on Rs 5,000 | Card |
|---|---|---|---|
| Angeethi | Restaurant | Rs 2,000 (40%) | HBL Visa Infinite Credit Card |
| Bar.B.Q Tonight | Restaurant | Rs 2,000 (40%) | HBL Visa Infinite Credit Card |
| Bistro Rozana - Marriott Karachi | Restaurant | Rs 2,000 (40%) | HBL World Elite Debit Card |
| Burger O'Clock | Restaurant | Rs 2,000 (40%) | HBL Visa Infinite Credit Card |
| Cafe Aylanto | Café & dessert | Rs 2,000 (40%) | HBL Visa Infinite Credit Card |
| Cafe Flo | Café & dessert | Rs 2,000 (40%) | HBL Visa Infinite Credit Card |
| Chandni | Restaurant | Rs 2,000 (40%) | HBL Visa Infinite Credit Card |
| Cocochan | Restaurant | Rs 2,000 (40%) | HBL Visa Infinite Credit Card |
| Coconut Grove Pakistan | Restaurant | Rs 2,000 (40%) | HBL Visa Infinite Credit Card |
| Colette By Xander's | Restaurant | Rs 2,000 (40%) | HBL Visa Infinite Credit Card |
| Cosmopolitan Gelato & Desserts | Café & dessert | Rs 2,000 (40%) | HBL Visa Infinite Credit Card |
| Cote Rotie | Restaurant | Rs 2,000 (40%) | HBL Visa Infinite Credit Card |
HBL cards in Karachi
Places is the number of Karachi places listing an offer for that card. The cap range is the lowest to highest stated cap across its offers here; the median is the middle estimated saving on Rs 5,000 across places where it can be calculated.
| Card | Type | Places | Best fixed rate | Stated caps | Median on Rs 5,000 |
|---|---|---|---|---|---|
| HBL World Elite Debit Card | Debit | 169 | 50% | Rs 300 to Rs 250,000 | Rs 1,250 (128) |
| HBL Platinum Credit Card | Credit | 167 | 50% | Rs 300 to Rs 250,000 | Rs 1,250 (125) |
| HBL World Business Debit Card | Debit | 152 | 50% | Rs 300 to Rs 250,000 | Rs 1,000 (112) |
| HBL World Debit Card | Debit | 149 | 50% | Rs 300 to Rs 250,000 | Rs 1,000 (109) |
| HBL Visa Infinite Credit Card | Credit | 145 | 50% | Rs 300 to Rs 30,000 | Rs 1,500 (119) |
| HBL Gold Credit Card | Credit | 109 | 50% | Rs 300 to Rs 250,000 | Rs 750 (73) |
| HBL Titanium Debit Card | Debit | 107 | 50% | Rs 300 to Rs 250,000 | Rs 750 (69) |
| HBL Gold Debit Card | Debit | 106 | 50% | Rs 200 to Rs 250,000 | Rs 750 (69) |
| HBL Classic Business Debit Card | Debit | 78 | 50% | Rs 300 to Rs 20,000 | Rs 750 (46) |
| HBL Green Credit Card | Credit | 75 | 50% | Rs 300 to Rs 20,000 | Rs 750 (43) |
| HBL Debit Card | Debit | 73 | 50% | Rs 300 to Rs 20,000 | Rs 750 (41) |
| HBL Nisa Debit Card | Debit | 73 | 50% | Rs 300 to Rs 20,000 | Rs 750 (41) |
| HBL Konnect Debit Card | Debit | 29 | 20% | Rs 2,000 to Rs 10,000 | Rs 750 (17) |
| HBL UPI & PayPak Co-Badge Debit Card | Debit | 25 | 20% | Rs 1,100 to Rs 10,000 | Rs 750 (18) |
| HBL UnionPay Classic Debit Card | Debit | 11 | 20% | Rs 1,100 to Rs 5,000 | Rs 750 (10) |
Showing 15 of 17 cards. The full list is on the HBL page.
Debit or credit card in Karachi?
Debit: 13 cards · Credit: 4 cards
- Debit cards: 13 cards listed at 169 places. Highest median saving on Rs 5,000: HBL World Elite Debit Card, Rs 1,250 across 128 places.
- Credit cards: 4 cards listed at 168 places. Highest median saving on Rs 5,000: HBL Visa Infinite Credit Card, Rs 1,500 across 119 places.
A median is only shown for cards with at least five calculable places in Karachi. Offers with an “up to” rate or no stated cap are never turned into rupees.
What HBL cards cover in Karachi
Restaurant 79 · Café & dessert 27 · Lifestyle & shopping 14 +9 more
| Category | Places |
|---|---|
| Restaurant | 79 |
| Café & dessert | 27 |
| Lifestyle & shopping | 14 |
| Sports & entertainment | 13 |
| Salon & self-care | 11 |
| Services | 11 |
| Education | 3 |
| Fashion | 3 |
| Health & medical | 3 |
| Online Stores | 2 |
| Hotel & travel | 2 |
| Grocery | 1 |
Linked categories open the Karachi page for that category, with every bank's offers.
Restaurants and cafés with HBL offers in Karachi
- Angeethi HBL discount
- Bar.B.Q Tonight HBL discount
- Bistro Rozana - Marriott Karachi HBL discount
- Burger O'Clock HBL discount
- Cafe Aylanto HBL discount
- Cafe Flo HBL discount
- Chandni HBL discount
- Cocochan HBL discount
- Coconut Grove Pakistan HBL discount
- Colette By Xander's HBL discount
- Cosmopolitan Gelato & Desserts HBL discount
- Cote Rotie HBL discount
- Das Numberi HBL discount
- Eggspectation Restaurant Cafe HBL discount
- English Tea House HBL discount
- Espresso HBL discount
- Evergreen HBL discount
- Fuchsia HBL discount
- Ghalib Restaurant HBL discount
- Grapevine Cafe HBL discount
- GreenO Juice Bars HBL discount
- Jason's Steak House HBL discount
- Kababjees HBL discount
- Kanteen HBL discount
More HBL cities and banks in Karachi
HBL in other cities: Lahore (146 places), Islamabad (110 places), Faisalabad (53 places).
Other banks in Karachi: Faysal Bank (277 places), Bank AL Habib (264 places), Askari Bank (186 places).
Estimates are for one Rs 5,000 eligible visit: the smaller of bill × rate and the card's stated cap. They are not a promise of savings. How caps work · Try another bill · Claiming a discount