HBL Gold Credit Card offers at a glance
Estimated saving on a Rs 10,000 restaurant bill: Rs 1,500 (median across 144 restaurants and cafés where the cap is stated).
Offers for this credit card are listed at 310 places, including 207 restaurants or cafés. The card name must match the offer's eligible card list; rates and caps can differ across card tiers.
Top offers on the HBL Gold Credit Card
- 25% off at Rumán Café - Best Western Plus Grand Hotel Multan in Multan. The listed cap is Rs 2,500. Check on HBL's discount page.
- 25% off at Dunkin in Islamabad. The listed cap is Rs 2,000. Check on HBL's discount page.
- 25% off at Bundu Khan Restaurant in Islamabad. The listed cap is Rs 5,000. Check on HBL's discount page.
Where can I use this card?
Compare other HBL cards
Discount eligibility and caps can differ by card. Check the exact card before estimating savings.
- HBL Green Credit Card credit card
- HBL Platinum Credit Card credit card
- HBL Visa Infinite Credit Card credit card
- HBL Classic Business Debit Card debit card
- HBL Debit Card debit card
- HBL Gold Debit Card debit card
Open an offer to check valid days, participating branches and payment conditions before paying. See how caps affect rupee savings.
Fees & limits
- Annual feeRs 14,000
- Supplementary cardRs 7,000
- NoteExclusive of FED/ST.
- HBL Schedule of Bank Charges Jul–Dec 2026, Part M (HBL Debit Card), p.20–21; Part H 5 (Credit Cards)From HBL's published charges for HBL Gold CreditCard.
Usually before Federal Excise Duty / sales tax. Banks revise charges every six months, so confirm with the bank before applying.