There is no card that saves the most everywhere
The answer for you depends on the restaurant, exact card, eligible bill, cap, day and branch. Our current catalogue includes 1,057 restaurant and café brands with active offers. The tables below compare listed coverage and median estimated saving as different questions; neither establishes a universal winner.
For the card you actually hold and the place you plan to visit, find the restaurant by city, then compare its cards on your bill. Follow the personal card-choice checklist.
Cards listed at the most restaurants and cafés
Each restaurant brand counts once per card even when several listings or cities include it. Coverage does not mean the card is eligible at every branch or on every day.
| Card | Bank | Places listed | Places with a calculable Rs 5,000 estimate |
|---|---|---|---|
| Askari Platinum Credit Card | Askari Bank | 333 | 256 |
| Askari World Credit Card | Askari Bank | 332 | 255 |
| Askari Visa Signature Debit Card | Askari Bank | 331 | 254 |
| Askari Visa Platinum Debit Card | Askari Bank | 329 | 252 |
| Askari Classic Credit Card | Askari Bank | 295 | 214 |
| Askari Gold Credit Card | Askari Bank | 295 | 216 |
| HBL Islamic World Elite Debit Card | HBL Islamic | 287 | 219 |
| HBL World Elite Debit Card | HBL | 286 | 226 |
Highest median estimated saving on a Rs 5,000 bill
This sample includes only cards with at least ten distinct places where a fixed percentage and a card cap allow a calculation. For each place we use that card's highest calculable offer once. This is a one-visit median, not a sum of visits and not a prediction of a redemption.
| Card | Median estimate | Calculable places | Listed places |
|---|---|---|---|
| Mastercard World Credit Card | Rs 2,500 | 150 | 157 |
| Visa Infinite Credit Card | Rs 2,500 | 128 | 129 |
| Askari World Credit Card | Rs 2,000 | 255 | 332 |
| Askari Visa Signature Debit Card | Rs 2,000 | 254 | 331 |
| Visa Infinite Debit Card | Rs 2,000 | 209 | 252 |
| Visa Infinite Debit Card | Rs 2,000 | 183 | 189 |
| Private Banking Visa Signature Credit Card | Rs 2,000 | 170 | 172 |
| Askari Corporate Credit Card | Rs 2,000 | 141 | 141 |
How to use this comparison
- Start with a restaurant and the exact cards you already own.
- Enter the eligible bill and compare capped rupees, not only advertised percentages. Try a different bill size.
- Check the bank's latest terms, valid day, minimum spend, card tier, exclusions and participating branch.
Unknown caps and “up to” rates are excluded from the rupee median. A card with fewer calculable places may rank higher because the two samples differ. We do not adjust for your card eligibility, location or planned visit date. See how discount caps work and Card Discount Index.