Card discounts with no stated cap

35% of card discounts state no cap

35% of active bank card discounts in Pakistan state no rupee cap: 4,623 of 13,201 offers. Among banks with at least 20 offers, it ranges from 100% at Dubai Islamic Bank Pakistan to 0% at Standard Chartered. Without a stated cap, the saving on a large bill is unknown, so Kaunsa Card? leaves these offers out of rupee estimates.

Why it matters. A cap turns a percentage into a rupee limit. “30% off” with a Rs 1,500 cap saves Rs 1,500 on a Rs 10,000 dinner; the same 30% with a Rs 5,000 cap saves Rs 3,000. When no cap is stated, the saving on a large bill could be either, so it cannot be estimated. A missing cap is not the same as no cap: a bank may still apply a limit that the listing does not mention. That is why Kaunsa Card never uses these offers in rupee estimates or “best card” rankings.

By bank

Sorted from the highest share of offers without a stated cap. Banks with fewer than 20 active offers are left out.

By category

By headline rate

Do bigger headline rates come with a cap more often? Grouped by the listed rate.

Method

An offer counts as capped when at least one eligible card on it has a stated rupee cap. Each offer counts once even if it is listed in several cities. Only active, published offers are included. These are aggregates; no offer text is reproduced. What to do with an uncapped offer: ask the restaurant or bank for the maximum discount before ordering, and see how bank card discounts work.

Part of the Pakistan Card Discount Index. See also headline rate vs effective rate after caps.