UBL Visa Gold Credit Card offers at a glance

Estimated saving on a Rs 10,000 restaurant bill: Rs 1,500 (median across 95 restaurants and cafés where the cap is stated).

Offers for this credit card are listed at 202 places, including 111 restaurants or cafés. The card name must match the offer's eligible card list; rates and caps can differ across card tiers.

Where can I use this card?

Compare other UBL cards

Discount eligibility and caps can differ by card. Check the exact card before estimating savings.

Open an offer to check valid days, participating branches and payment conditions before paying. See how caps affect rupee savings.

Fees & limits

Annual feeRs 12,000
Supplementary cardRs 6,000
UBL Schedule of Charges Jul–Dec 2026, Consumer Banking A (UBL Debit Card Fees) p.33; F (Credit Cards) p.37–38From UBL's published charges for UBL Visa Gold Credit Card.

Usually before Federal Excise Duty / sales tax. Banks revise charges every six months, so confirm with the bank before applying.

Best offers

Every place it unlocks

Lahore

92 places

Karachi

78 places

Islamabad

51 places

Faisalabad

28 places

Rawalpindi

26 places

Gujranwala

22 places

Multan

22 places

Hyderabad

17 places

Bahawalpur

16 places

Sialkot