HBL UnionPay Gold Debit Card offers at a glance
Estimated saving on a Rs 10,000 restaurant bill: Rs 1,500 (median across 11 restaurants and cafés where the cap is stated).
Offers for this debit card are listed at 17 places, including 12 restaurants or cafés. The card name must match the offer's eligible card list; rates and caps can differ across card tiers.
Top offers on the HBL UnionPay Gold Debit Card
- 15% off at Hardees in Islamabad. The listed cap is Rs 2,000. Check on HBL's discount page.
- 15% off at Kahaani Restaurant in Faisalabad. The listed cap is Rs 2,500. Check on HBL's discount page.
- 15% off at Chaska with Shashka in Faisalabad. The listed cap is Rs 2,000. Check on HBL's discount page.
Where can I use this card?
Compare other HBL cards
Discount eligibility and caps can differ by card. Check the exact card before estimating savings.
- HBL Classic Business Debit Card debit card
- HBL Debit Card debit card
- HBL Gold Debit Card debit card
- HBL Konnect Debit Card debit card
- HBL Nisa Debit Card debit card
- HBL Paypak Debit Card debit card
Open an offer to check valid days, participating branches and payment conditions before paying. See how caps affect rupee savings.
Fees & limits
- Annual feeRs 3,500
- NoteExclusive of FED/ST.
- HBL Schedule of Bank Charges Jul–Dec 2026, Part M (HBL Debit Card), p.20–21; Part H 5 (Credit Cards)From HBL's published charges for HBL UnionPay Gold DebitCard (UnionPay Chip Gold).
Usually before Federal Excise Duty / sales tax. Banks revise charges every six months, so confirm with the bank before applying.