HBL Islamic Gold Debit Card offers at a glance
Estimated saving on a Rs 10,000 restaurant bill: Rs 1,500 (median across 145 restaurants and cafés where the cap is stated).
Offers for this debit card are listed at 315 places, including 213 restaurants or cafés. The card name must match the offer's eligible card list; rates and caps can differ across card tiers.
Where can I use this card?
Compare other HBL Islamic cards
Discount eligibility and caps can differ by card. Check the exact card before estimating savings.
- HBL Islamic Classic Business Debit Card debit card
- HBL Islamic Classic Debit Card debit card
- HBL Islamic Paypak Debit Card debit card
- HBL Islamic Titanium Debit Card debit card
- HBL Islamic UnionPay Classic Debit Card debit card
- HBL Islamic UnionPay Gold Debit Card debit card
Open an offer to check valid days, participating branches and payment conditions before paying. See how caps affect rupee savings.
Fees & limits
- Annual feeRs 3,800
- Daily purchase (POS) limitRs 250,000
- Daily ATM withdrawal limitRs 100,000
- NoteExclusive of FED/ST. Daily limits from HBL Islamic product page https://www.hbl.com/islamic/islamic-cards/islamic-debit-card/hbl-islamic-gold-debitcard (read 2026-10-05).
- HBL Islamic Schedule of Bank Charges Jul–Dec 2026, HBL Debit Card sectionFrom HBL Islamic's published charges for HBL Islamic Gold DebitCard (MasterCard Gold).
Usually before Federal Excise Duty / sales tax. Banks revise charges every six months, so confirm with the bank before applying.